Tag: investing
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Inside the Airbnb Crackdowns: How New Rules Are Reshaping Canadian Housing
From Vancouver to Toronto, strict short-term rental laws are changing how Canadians buy, rent, and invest in real estate. If you’ve ever dreamed of turning a spare unit into passive income, you may want to check your local bylaws. In 2025, cities across Canada have implemented major crackdowns on Airbnb and other short-term rental (STR)…
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GTA Condo Prices Expected to Drop Another 10% in 2025, Says TD Economics
Condo prices in the Greater Toronto Area (GTA) are poised for another year of decline, according to a new report from TD Economics. The report, authored by economist Rishi Sondhi, forecasts that resale condo prices in the GTA will fall by an additional 10% in 2025, marking a continued correction from their peak in Q3…
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Canadian Household Debt Surpasses $3 Trillion, Fueled by Mortgage Growth
Debt is rising twice as fast as in 2019 – with mortgages driving the surge Canadian households have officially crossed a new milestone: total credit market debt exceeded $3 trillion for the first time in the fourth quarter of 2024, according to Statistics Canada. Despite high interest rates and weak home sales, borrowing remains strong…
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Former Calgary Real Estate Agent Charged in $1.9M Investment Fraud Scheme
At least 16 victims allegedly misled by high-interest real estate loan scam A former Calgary real estate agent is facing serious fraud charges after allegedly scamming 16 investors out of nearly $2 million through a series of short-term, high-interest “real estate investments.” According to a Calgary Police Service news release issued May 8, 2025, the…
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How Canada’s Latest Inflation Report Is Changing Rate Cut Expectations
Expectations for a June interest rate cut by the Bank of Canada have cooled significantly following the release of April inflation data. While headline inflation fell to 1.7%, the Bank’s preferred core inflation measures rose above 3%, challenging the case for an immediate policy move. Just one week ago, markets placed the odds of a…
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Canadian Housing Affordability: Which Cities Are Still Under $500K in 2025?
With rising interest rates and home prices creeping up in certain markets, many Canadians are asking:“Is it still possible to buy a home under $500,000 in 2025?” The answer is yes. While prices in Vancouver and Toronto continue to push past the million-dollar mark, other cities across the country still offer affordable homeownership options—especially for…
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Canada’s Big Banks Weigh In: Will the Bank of Canada Cut Interest Rates on April 16?
With the Bank of Canada’s (BoC) next interest rate announcement scheduled for April 16, 2025, uncertainty is running high. Economists remain divided on whether the BoC will hold or cut the policy rate for the eighth time since June 2024, as global trade tensions and domestic economic signals collide. As of the last cut on…
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Should You Buy or Wait? Real Estate Predictions for Spring 2025 in Canada
🏠 Spring 2025 Housing Market in Canada: Buy Now or Wait? As we step into the spring real estate season, Canadians are facing a tough question:Should you buy now or wait? 🤔 With a potential Bank of Canada rate cut, mixed price trends, and buyer hesitation, Spring 2025 is shaping up to be one of…
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The Best (and Worst) Places to Buy a Home in Canada Right Now
Navigating Canada’s housing market in Spring 2025 comes down to location, affordability, and long-term value. While home prices are stabilizing in many provinces, some cities are emerging as unexpected gems for buyers and investors-while others remain out of reach. Here’s where your money goes further, and where to think twice. Best Places to Buy a…
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Will the Bank of Canada Cut Rates? Job Losses and Tariff Tensions Make It a 50/50 Call
Canada’s job numbers just slipped-and the Bank of Canada might be gearing up to react. In March, the country lost 33,000 jobs, marking the first employment decline in over three years. Economists are now giving even odds (50%) that the BoC will respond with an interest rate cut on April 16. This sudden shift is…
