Tag: home-buying
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Ontario Listings of the Week – July 29
Looking for standout Ontario homes for sale? These listings on Realtor.ca include a mix of luxury properties and affordable condos that are getting attention across the province right now. $399,000 – 308 – 7895 JANE STREETVaughan (Concord) 🛏️ Bedrooms: 1 + 1🛁 Bathrooms: 2🔗 MLS link $449,000 , 305 – 477 RICHMOND STREET W Toronto (Waterfront Communities) 🛏️ Bedrooms: 1🛁 Bathrooms: 1🔗 MLS link $595,000 –…
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How Much Income You Need to Buy a Starter Home in Ontario in 2026
Buying a first home in Ontario has become more realistic than it was during the height of the pandemic housing boom, but affordability remains a major hurdle for many buyers. While home prices have moderated in several markets, higher mortgage rates continue to make qualifying for a home more challenging than many first-time buyers expected.…
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Here’s How Much Your Monthly Mortgage Payment Has Changed Since Interest Rates Peaked
Mortgage rates may still feel high compared to the ultra-low rates of 2021, but borrowing costs have improved significantly from their recent peak. After the Bank of Canada aggressively raised interest rates to fight inflation, many Ontario buyers hit pause on their home search. Today, with the Bank of Canada’s policy rate sitting at 2.25%,…
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Ontario Listings of the Week – June 30
Looking for standout Ontario homes for sale? These listings on Realtor.ca include a mix of luxury properties and affordable condos that are getting attention across the province right now. $429,900 – 113 – 80 ASPEN SPRINGS DRIVEClarington (Bowmanville) 🛏️ Bedrooms: 1 + 1🛁 Bathrooms: 1🔗 MLS link $469,000 – 532 MITCHELL RoadCramahe 🛏️ Bedrooms: 2 🛁 Bathrooms: 1🔗 MLS link $599,999 – 60 LYSANDA AVENUELondon South…
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Brampton Now Has Canada’s Highest Mortgage Delinquency Rate
New data suggests more homeowners in Brampton are falling behind on mortgage payments as financial pressure continues building across parts of the Greater Toronto Area. According to data from Equifax Canada highlighted by The Globe and Mail, Brampton now has the highest mortgage delinquency rate in Canada at approximately 0.6% – nearly three times the…
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Canada’s Mortgage Delinquencies Are Rising: What the Five Year High Means for Homeowners
Canada’s housing market is facing a growing financial pressure point. Mortgage delinquencies are rising across the country as higher borrowing costs continue to impact homeowners. Recent data shows Canada’s mortgage arrears rate has climbed to roughly 0.26 percent, approaching a five year high. While that number may appear small, the trend is attracting attention from economists…
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What You Can Buy In Toronto At Different Budgets Right Now
Whether you are a first-time buyer or moving up the property ladder, here is a breakdown of what different budgets currently buy across the city as of February 15, 2026. This guide covers condos, townhomes, and detached homes so you can see how far your budget goes in today’s market. Click on the links to…
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Vancouver’s First-Time Homebuyer Age Has Exploded to 46 in 2025
New data shows first-time buyers in Vancouver are no longer in their 20s or early 30s, most are getting keys in their mid-40s. First-Time Buyer Ages: The New Reality According to a 2025 global affordability study by Bloom Holding, first-time homebuyers in Vancouver, BC now typically buy their first home around age 46, far older…
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Here’s What $1M Homes Look Like Across Canada – November 2025
Curious what 1 million dollars buys in Canada right now? From Toronto condos to Nova Scotia waterfront homes, here’s a cross country snapshot of what 1M homes look like in November 2025.
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Why Ontario’s HST Rebate Could Change The Market – What Buyers Need To Know
Housing prices and mortgage rates have pushed many Ontarians out of the market over the past two years. But a new provincial policy aims to make buying a home (especially a pre-construction home) more attainable by offering a new HST rebate structure that reduces the tax burden on buyers. If you’re a first-time buyer in Ontario or planning…
Canada Housing Market 