Tag: finance
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Canadian Incomes Improved, But Most Households Expect Life to Get Worse in 2026: MNP
January 19, 2026 Despite recent gains in income, Canadians are entering 2026 with growing pessimism about their financial future. New survey data from MNP’s Consumer Debt Index shows that most households expect rising costs, worsening housing affordability, and mounting economic pressure in the year ahead. While some Canadians are actively adjusting their finances, a large…
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Even $100,000 Earners Are Being Priced Out of Ontario’s Housing Market
Earning a six-figure salary was once considered a clear path to homeownership. Today, even Canadians making $100,000 per year are struggling to afford a home in Ontario’s largest markets. A new analysis from real estate brokerage Zoocasa shows that households earning $100,000 annually can afford the average home in just four of Canada’s 18 major…
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Calgary Home Prices Ease, but Forecasts Suggest a Gentle Rebound
January 17, 2026 Calgary’s housing market cooled modestly toward the end of 2025, but new forecasts suggest prices are likely to edge higher by the end of 2026. While sales activity slowed and some segments posted year-over-year declines, Royal LePage expects improving seasonal conditions and gradual demand recovery to support modest price growth in the…
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Canada’s Housing Correction May Be Entering a Second Phase, New Data Suggests
Canada’s housing market ended 2025 on weaker footing than the year before, raising concerns that the correction is not finished. New data from the Canadian Real Estate Association (CREA) shows home prices fell sharply in December, alongside declining sales and one of the strongest late-year surges in listings on record. Rather than signaling stabilization, the…
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Canadian Government Debt Is Getting So Massive It’s Distorting Credit Markets, BIS Says
Government debt levels have grown so large that they are beginning to distort how credit markets function, according to new research from the Bank for International Settlements (BIS). In its latest quarterly review, the BIS warns that sovereign debt issuance has reached a scale that is eroding the traditional role of government bonds as the…
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Why Toronto and Vancouver Could Lag the Rest of Canada’s Housing Market in 2026
Canada’s housing market is heading into 2026 in a more balanced, but uneven, position after a year marked by economic uncertainty, shifting immigration levels, and changing global trade dynamics. According to Royal LePage president and CEO Philip Soper, it was not interest rates or employment that weighed most heavily on housing activity in 2025, but…
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Canada Housing and Interest Rate Forecasts for 2026: What Economists Expect Next
As 2026 begins, Canada’s housing market appears to be settling into a period of gradual recovery rather than a sharp rebound. After several turbulent years marked by rapid rate hikes, falling sales, and uneven price corrections, economists now expect a more balanced environment defined by lower interest rates, cautious buyers, and restrained price growth. Rate…
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Canadian Mortgage Arrears Hit a 5-Year High
Canadian mortgage arrears climbed to their highest level in five years in October 2025, according to new data from the Canadian Bankers Association (CBA). At the same time, Canada’s largest banks are holding fewer mortgages overall, a rare contraction that suggests lenders are actively reducing exposure as borrower stress builds. While headline arrears rates remain…
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The 10 Most Googled Housing Questions Canadians Asked in 2025
Canada’s housing market has been confusing, emotional, and constantly changing. That showed up clearly in search data this year. Canadians across the country kept asking the same housing questions over and over, trying to make sense of prices, rates, and what comes next. Here are the 10 most Googled housing questions Canadians asked in 2025,…
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Canadians Just Pushed HELOC Debt to $179B – Highest Since 2019
Canadians may not be buying as much real estate right now, but they are borrowing against the homes they already own. New Statistics Canada credit data shows home equity line of credit (HELOC) balances rose again in October 2025, pushing total outstanding HELOC debt to roughly $179.5 billion – the highest level since 2019. The…
