Tag: investing
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Canada Housing Market 2026: Are Rate Cuts Over? Mortgage Rates Could Rise 75 Basis Points
After months of optimism around falling interest rates, a new narrative is emerging across Canada’s housing market and it could catch buyers and homeowners off guard. Financial markets are now pricing in the possibility that the Bank of Canada may not only delay rate cuts, but could raise interest rates again in 2026. For a…
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Canada’s Banking Regulator Warns Banks About Condo Mortgage Appraisals as Prices Fall
Canada’s banking regulator is raising concerns about how some mortgage approvals are being handled as condominium prices decline across major cities like Toronto and Vancouver. New documents obtained by Reuters show that the Office of the Superintendent of Financial Institutions (OSFI) warned major Canadian banks about the risks of using “blanket appraisals” for condo mortgages…
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Canada’s Rent Prices Have Fallen for 17 Straight Months – What It Means for the Housing Market in 2026
Canada’s rental market is showing a major shift in 2026. According to the latest Rentals.ca March 2026 Rent Report, average asking rents in Canada fell to $2,030 in February 2026, down 2.8% year-over-year and marking the 17th consecutive month of annual rent declines. That also brings national asking rents to a 33-month low, highlighting a cooling trend that stands in contrast…
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These Canadian Cities Have the Most Expensive Rent in 2026
Despite falling rents across much of the country, several Canadian cities remain extremely expensive for renters. According to the Rentals.ca March 2026 Rent Report, the average asking rent in Canada fell to $2,030, marking a 33-month low and the 17th consecutive month of annual rent declines nationwide. However, some cities still command some of the highest rents in the country, particularly…
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Cheapest Cities to Live in British Columbia in 2026
British Columbia is one of Canada’s most desirable places to live, from ocean views to mountain towns, but it’s also one of the most expensive. In late 2025, the average home price in BC was approximately $965,914, significantly above the national average and among the highest in Canada. However, not all parts of the province…
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Canada Housing Market Forecast: Will Prices Rise or Fall in Spring 2026?
As Canada’s housing market approaches the traditional spring buying season, buyers and sellers alike are asking one key question: Will home prices rise or fall in Spring 2026? Early market data and multiple independent forecasts suggest that 2026 will be a year of modest growth and stabilization, with home prices likely to rise slightly, although…
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Canada’s $658K Housing Wake-Up Call: What Falling Home Prices Mean for Homeowners
Canada’s housing market is entering a new phase in 2026. After years of rapid price growth, the national benchmark home price has declined to $658,300, marking the eighth consecutive month of falling values. For millions of homeowners, this shift is a reminder that real estate markets can move in both directions. While Canada is not facing…
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Atlantic Canada Is the Only Region Where Rents Are Still Rising in 2026
While rent prices are falling across much of Canada, Atlantic Canada is moving in the opposite direction. According to the Rentals.ca March 2026 Rent Report, average asking rents across the country declined to $2,030 in February, marking a 2.8% year-over-year drop and the 17th consecutive month of annual rent declines nationwide. However, Atlantic Canada recorded an 8.0% increase in rents year-over-year, making…
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Bank of Canada Rate Forecast for March 18, 2026: What Economists Expect
Canada’s housing market and borrowing costs are influenced by the Bank of Canada’s policy rate, currently at 2.25%. Economists expect the bank to hold rates steady in the March 18, 2026 announcement due to stabilizing inflation and moderate economic growth. Future decisions will depend on key economic indicators like inflation and GDP.
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Canada’s Mortgage Delinquencies Are Rising: What the Five Year High Means for Homeowners
Canada’s housing market is facing a growing financial pressure point. Mortgage delinquencies are rising across the country as higher borrowing costs continue to impact homeowners. Recent data shows Canada’s mortgage arrears rate has climbed to roughly 0.26 percent, approaching a five year high. While that number may appear small, the trend is attracting attention from economists…
Canada Housing Market 