Tag: investing
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Canadian Mortgage Arrears Hit A 5-Year High

February 3, 2026 Canadian households are starting to feel the strain of higher borrowing costs, and the country’s major banks are seeing it show up in their books. New data from the Canadian Bankers Association (CBA) reveals that the national mortgage arrears rate increased again in November, reaching its highest level in five years. While…
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January 2026 Calgary Housing Market – Prices, Sales & Trends

February 3, 2026 The Calgary housing market entered 2026 with notable shifts in sales activity, inventory levels and pricing, according to the latest data from the Calgary Real Estate Board (CREB®). After several years of tight supply and strong price growth, the market is increasingly showing signs of balanced conditions, with rising inventory, mixed sales…
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Best GTA Suburbs for First-Time Home Buyers in 2026

February 2, 2026 Buying your first home in the Greater Toronto Area (GTA) has become increasingly difficult, but not impossible. While Toronto proper remains out of reach for most first-time buyers, several surrounding suburbs still offer relatively lower prices, better value per square foot, and more attainable entry points. Using recent regional market data, here…
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Canadian Incomes Improved, But Most Households Expect Life to Get Worse in 2026: MNP

January 19, 2026 Despite recent gains in income, Canadians are entering 2026 with growing pessimism about their financial future. New survey data from MNP’s Consumer Debt Index shows that most households expect rising costs, worsening housing affordability, and mounting economic pressure in the year ahead. While some Canadians are actively adjusting their finances, a large…
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Edmonton Home Prices Rise While Condo Values Slide – WOWA Flags A Split Market Heading Into 2026

January 18, 2026 Edmonton’s housing market ended 2025 with a clear two-speed story: overall prices moved higher, but condos moved the other way. New data from WOWA’s December 2025 Edmonton housing market report shows the average home price rose month over month and year over year, even as transaction volume fell and apartment prices posted…
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Even $100,000 Earners Are Being Priced Out of Ontario’s Housing Market

Earning a six-figure salary was once considered a clear path to homeownership. Today, even Canadians making $100,000 per year are struggling to afford a home in Ontario’s largest markets. A new analysis from real estate brokerage Zoocasa shows that households earning $100,000 annually can afford the average home in just four of Canada’s 18 major…
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Calgary Home Prices Ease, but Forecasts Suggest a Gentle Rebound

January 17, 2026 Calgary’s housing market cooled modestly toward the end of 2025, but new forecasts suggest prices are likely to edge higher by the end of 2026. While sales activity slowed and some segments posted year-over-year declines, Royal LePage expects improving seasonal conditions and gradual demand recovery to support modest price growth in the…
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Canada’s Housing Correction May Be Entering a Second Phase, New Data Suggests

Canada’s housing market ended 2025 on weaker footing than the year before, raising concerns that the correction is not finished. New data from the Canadian Real Estate Association (CREA) shows home prices fell sharply in December, alongside declining sales and one of the strongest late-year surges in listings on record. Rather than signaling stabilization, the…
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Canadian Rental Vacancies Are Rising, But Rents Still Outpace Wages: CMHC

Canada’s rental market is showing early signs of relief on supply, but affordability remains firmly out of reach for many tenants. New data from the Canada Mortgage and Housing Corporation (CMHC) shows rental vacancy rates climbed sharply in 2025, reaching their highest level in four years. Despite this increase, rents continue to rise faster than…
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Canadian Government Debt Is Getting So Massive It’s Distorting Credit Markets, BIS Says

Government debt levels have grown so large that they are beginning to distort how credit markets function, according to new research from the Bank for International Settlements (BIS). In its latest quarterly review, the BIS warns that sovereign debt issuance has reached a scale that is eroding the traditional role of government bonds as the…