Tag: investing
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99% of Calgary Neighbourhoods Are Selling Below Asking (What It Means for Buyers)
Calgary’s housing market has shifted over the past year, and new data suggests most neighbourhoods are no longer seeing the over-asking frenzy buyers got used to. According to a recent analysis from Wahi, 99% of Calgary neighbourhoods with five or more sales in Q3 2025 saw homes sell below list price, a clear sign that…
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Top 5 GTA Suburbs Where Renters Are Becoming Buyers
As Toronto renters look for affordability, more are buying homes in GTA suburbs like Oshawa, Milton, and Ajax. Here are the top 5 suburbs where renters are turning into homeowners.
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Rentals.ca Just Dropped Their December 2025 Rent Report – Here’s What You Need To Know
Rentals.ca and Urbanation have released their December 2025 national rent report, and the numbers point to a cooling rental market across much of Canada. From declining average rents to shifting demand and big differences across provinces, here’s a breakdown of the key trends renters and investors should be watching. National Overview Rents Fall to Lowest…
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Calgary Housing Market Report December 2025
The Calgary housing market continued to shift toward balanced conditions in November 2025, with rising inventory, softening sales, and moderating price growth across most property types. According to new data from WOWA, Calgary remains more stable than other major Canadian markets, even as affordability challenges and economic uncertainty shape buyer demand. Inventory Climbs 28 Percent…
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Canadians Would Pay 75% More Interest With 40-Year Mortgages, Says PBO
Canada is once again debating longer mortgage amortizations as a way to fix housing affordability. But a new analysis from the Parliamentary Budget Officer (PBO) warns the idea may create more problems than it solves. While a 40-year mortgage lowers monthly payments, borrowers end up paying 75% more interest over the life of the loan. The report…
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Vancouver’s First-Time Homebuyer Age Has Exploded to 46 in 2025
New data shows first-time buyers in Vancouver are no longer in their 20s or early 30s, most are getting keys in their mid-40s. First-Time Buyer Ages: The New Reality According to a 2025 global affordability study by Bloom Holding, first-time homebuyers in Vancouver, BC now typically buy their first home around age 46, far older…
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Greater Toronto Area Home Sales Drop 15.8 Percent in November as Buyers Stay on the Sidelines
The Greater Toronto Area saw a sharp slowdown in housing activity in November, with home sales falling 15.8 percent year-over-year. According to new data from the Toronto Regional Real Estate Board (TRREB), only 5,010 homes traded hands last month as affordability pressures, job uncertainty, and high borrowing costs continued to weigh on buyer confidence. While…
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Ontario Condos Are One-Third Smaller Than They Used To Be – But Cost Way More
Ontario condos have gone through a major transformation over the past four decades, and not in a way most buyers would expect. New data shows that condo units across the province have shrunk roughly one-third in size since the 1970s, even as prices have climbed to record levels. The trend, often called “shrink-flation,” has become a defining feature of…
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Canadian Mortgage Arrears Climb To Highest Level Since 2020
Canada’s major banks are facing rising borrower stress once again. New data from the Canadian Bankers Association (CBA) shows mortgage arrears have climbed to a 5 year high as of September. The increase comes at a time when the total number of mortgages is shrinking, meaning each delinquent borrower now carries more weight in the…
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Toronto Mortgage Payments Now Eat Up More Than 110% Of Family Income
A new report from the Fraser Institute paints a stark picture of homeownership in Ontario. To buy a typical home in Toronto, a family earning the median after-tax income would need to spend 110.2% of that income on monthly mortgage payments, even after making a 20% down payment. In simple terms, the average family in…
Canada Housing Market 