Tag: investing
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Toronto Mortgage Delinquencies Are Up 45% as Renewal Pressure Continues
Toronto homeowners are showing increased signs of mortgage stress as Canada continues working through one of the biggest mortgage renewal cycles in years. According to CMHC’s Spring 2026 Residential Mortgage Industry Report, the national 90-plus day mortgage delinquency rate increased to 0.24% in Q4 2025, up from 0.21% one year earlier. CMHC said the increase…
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Canadian Household Debt Is Becoming Even More Concentrated in Mortgages
Canadian household debt continues to climb, but new data suggests the bigger issue may be where that debt is concentrated. According to Statistics Canada data highlighted by Better Dwelling, Canadian household debt reached $3.24 trillion in March 2026, with mortgage debt making up nearly three-quarters of the total. Household Debt Hit $3.24 Trillion Canadian households…
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Canada Now Has Nearly 20,000 Vacant New Homes With Hundreds Of Thousands More Coming
Canada’s housing market is seeing a major buildup of unsold newly built homes, raising new questions about affordability, demand, and whether the homes being constructed actually match what Canadians can afford. According to recent data highlighted by Better Dwelling and Statistics Canada, Canada hit a new record in April 2026 with nearly 20,000 completed but…
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Cheapest Places to Live in Alberta in 2026
As housing affordability continues to deteriorate across much of Canada, Alberta remains one of the last provinces where buying a home on a middle-class income still feels realistic. While prices in Calgary and Edmonton have climbed sharply over the past two years, several Alberta communities remain surprisingly affordable – especially for first-time buyers, remote workers,…
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Canadian Mortgage Rates Could Climb as Bond Yields Hit Highest Level Since 2010
Canadian mortgage borrowers may be facing renewed rate pressure, even as underlying inflation shows signs of cooling. According to BMO commentary highlighted by Better Dwelling, long-term Government of Canada bond yields have climbed to their highest level since 2010, raising concerns that borrowing costs could remain elevated or move higher. Long-Term Bond Yields Hit a…
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Desjardins Says Some Canadian Cities Have Become “Impossibly Unaffordable”
A new housing affordability warning from Desjardins is drawing attention across Canada after the bank suggested some major cities have entered what it calls “impossibly unaffordable” territory. According to the report, homeownership in cities like Vancouver and Toronto is increasingly moving out of reach for average households as housing costs continue to far outpace incomes.…
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GTA Condo Market Hits Historic Slowdown As Only 246 New Condos Sold In Q1
Toronto’s condo market is continuing to face major pressure in 2026, and new data suggests conditions may be reaching historic lows. According to Urbanation data, only 246 new condos sold across the entire Greater Toronto Area during the first quarter of 2026. At the same time, more than 4,300 completed condo units reportedly remained unsold.…
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Canadian Home Prices Are Near Record Highs in All but 2 Provinces
Canada’s national housing market may look like it has gone through a major correction, but new data suggests that most provinces have barely seen prices pull back from record highs. According to Canadian Real Estate Association (CREA) data highlighted by Better Dwelling, home prices rose in nearly every province in April 2026. While the national…
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A Real Estate Firm Just Bought $30M Worth of Unsold Toronto Condos as the Market Slows
Toronto’s struggling condo market may be creating new opportunities for large investors. A Canadian real estate company has reportedly purchased roughly $30 million worth of unsold condominium inventory in downtown Toronto as the GTA condo market continues facing weaker demand, slower sales activity, and growing inventory levels. The bulk purchase is adding to growing signs that institutional…
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Canadian Homeowners Have Lost Nearly 20% of Home Value Since 2022 Peak
Canada’s housing market downturn has now erased a significant portion of the gains seen during the pandemic-era housing boom. According to recent housing market analysis and benchmark price data, many Canadian homeowners have seen home values fall nearly 20% from peak levels reached in early 2022 as higher interest rates and weaker buyer demand continue…
Canada Housing Market 