Tag: real estate
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Canadian Rental Vacancies Are Rising, But Rents Still Outpace Wages: CMHC

Canada’s rental market is showing early signs of relief on supply, but affordability remains firmly out of reach for many tenants. New data from the Canada Mortgage and Housing Corporation (CMHC) shows rental vacancy rates climbed sharply in 2025, reaching their highest level in four years. Despite this increase, rents continue to rise faster than…
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Why Toronto and Vancouver Could Lag the Rest of Canada’s Housing Market in 2026

Canada’s housing market is heading into 2026 in a more balanced, but uneven, position after a year marked by economic uncertainty, shifting immigration levels, and changing global trade dynamics. According to Royal LePage president and CEO Philip Soper, it was not interest rates or employment that weighed most heavily on housing activity in 2025, but…
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Canada Housing and Interest Rate Forecasts for 2026: What Economists Expect Next

As 2026 begins, Canada’s housing market appears to be settling into a period of gradual recovery rather than a sharp rebound. After several turbulent years marked by rapid rate hikes, falling sales, and uneven price corrections, economists now expect a more balanced environment defined by lower interest rates, cautious buyers, and restrained price growth. Rate…
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Calgary Home Sales Fell 14% in December 2025 as Prices Dropped and Inventory Rose: CREB

Calgary’s housing market ended 2025 with slower activity, softer pricing, and a meaningful rise in resale supply. New figures show 1,126 homes sold in December 2025, down 14.2% compared with December 2024, while the city’s residential benchmark price fell 4.7% year-over-year to $554,700. The Calgary Real Estate Board (CREB) says 2025 was a “year of…
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Canadian Mortgage Arrears Hit a 5-Year High

Canadian mortgage arrears climbed to their highest level in five years in October 2025, according to new data from the Canadian Bankers Association (CBA). At the same time, Canada’s largest banks are holding fewer mortgages overall, a rare contraction that suggests lenders are actively reducing exposure as borrower stress builds. While headline arrears rates remain…
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The 10 Most Googled Housing Questions Canadians Asked in 2025

Canada’s housing market has been confusing, emotional, and constantly changing. That showed up clearly in search data this year. Canadians across the country kept asking the same housing questions over and over, trying to make sense of prices, rates, and what comes next. Here are the 10 most Googled housing questions Canadians asked in 2025,…
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Edmonton Housing Market Forecast 2026: What Buyers and Sellers Need to Know Now

As 2026 begins, Edmonton’s housing market continues to stand out for its stability and affordability. While it does not experience the same volatility as other major Canadian cities, Edmonton remains attractive to first-time buyers, investors, and migrants seeking value. This Edmonton housing market forecast for 2026 outlines price expectations, buyer demand, and migration patterns, offering…
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Canadians Just Pushed HELOC Debt to $179B – Highest Since 2019

Canadians may not be buying as much real estate right now, but they are borrowing against the homes they already own. New Statistics Canada credit data shows home equity line of credit (HELOC) balances rose again in October 2025, pushing total outstanding HELOC debt to roughly $179.5 billion – the highest level since 2019. The…
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Calgary Housing Market Forecast 2026: What Buyers and Sellers Need to Know Now

As 2026 begins, Calgary’s housing market remains one of the most closely watched in Canada. Strong population growth, steady employment, and continued affordability relative to Ontario and British Columbia have kept demand elevated – even as the market shows signs of cooling from its peak pace. This Calgary housing market forecast for 2026 breaks down…
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Canadian Housing Market Update – December 2025: Rate Cuts Fail to Revive Home Sales

November was widely expected to be a turning point for Canada’s housing market. After two consecutive interest rate cuts from the Bank of Canada, borrowing costs fell to levels many buyers had been waiting for. Instead, new data shows home sales declined across most of the country, reinforcing the idea that lower rates alone are…