Tag: real estate
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Canadian Mortgage Arrears Hit a 5-Year High
Canadian mortgage arrears climbed to their highest level in five years in October 2025, according to new data from the Canadian Bankers Association (CBA). At the same time, Canada’s largest banks are holding fewer mortgages overall, a rare contraction that suggests lenders are actively reducing exposure as borrower stress builds. While headline arrears rates remain…
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The 10 Most Googled Housing Questions Canadians Asked in 2025
Canada’s housing market has been confusing, emotional, and constantly changing. That showed up clearly in search data this year. Canadians across the country kept asking the same housing questions over and over, trying to make sense of prices, rates, and what comes next. Here are the 10 most Googled housing questions Canadians asked in 2025,…
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Edmonton Housing Market Forecast 2026: What Buyers and Sellers Need to Know Now
As 2026 begins, Edmonton’s housing market continues to stand out for its stability and affordability. While it does not experience the same volatility as other major Canadian cities, Edmonton remains attractive to first-time buyers, investors, and migrants seeking value. This Edmonton housing market forecast for 2026 outlines price expectations, buyer demand, and migration patterns, offering…
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Canadians Just Pushed HELOC Debt to $179B – Highest Since 2019
Canadians may not be buying as much real estate right now, but they are borrowing against the homes they already own. New Statistics Canada credit data shows home equity line of credit (HELOC) balances rose again in October 2025, pushing total outstanding HELOC debt to roughly $179.5 billion – the highest level since 2019. The…
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Calgary Housing Market Forecast 2026: What Buyers and Sellers Need to Know Now
As 2026 begins, Calgary’s housing market remains one of the most closely watched in Canada. Strong population growth, steady employment, and continued affordability relative to Ontario and British Columbia have kept demand elevated – even as the market shows signs of cooling from its peak pace. This Calgary housing market forecast for 2026 breaks down…
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Canadian Housing Market Update – December 2025: Rate Cuts Fail to Revive Home Sales
November was widely expected to be a turning point for Canada’s housing market. After two consecutive interest rate cuts from the Bank of Canada, borrowing costs fell to levels many buyers had been waiting for. Instead, new data shows home sales declined across most of the country, reinforcing the idea that lower rates alone are…
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Why Alberta Is Still Canada’s Top Migration Magnet Heading Into 2026
Despite higher interest rates and a slower national housing market, Canadians are still moving to Alberta in large numbers heading into 2026. For buyers and renters priced out of Ontario and British Columbia, Alberta continues to stand out as one of the few provinces offering a rare mix of affordability, job opportunities, and lifestyle. This…
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The 2026 Inflation Reality: Food Prices Are Rising Again – What That Means for Housing Affordability
Inflation may be cooling on paper, but for many Canadians, the cost of living is rising again where it hurts most – food, rent, and housing costs. As Canada heads into 2026, new forecasts show food prices increasing once again, adding pressure to households already stretched by high rents and elevated mortgage payments. While inflation…
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P.E.I.’s Market Is “Balancing” – So Why Do Locals Still Feel Priced Out?
Prince Edward Island’s housing market is showing signs of cooling, but for many Islanders, affordability remains out of reach. New data from the Canadian Real Estate Association (CREA) and the P.E.I. Real Estate Association suggests the market is becoming more balanced, with slower sales and more inventory available. At the same time, home prices remain…
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99% of Calgary Neighbourhoods Are Selling Below Asking (What It Means for Buyers)
Calgary’s housing market has shifted over the past year, and new data suggests most neighbourhoods are no longer seeing the over-asking frenzy buyers got used to. According to a recent analysis from Wahi, 99% of Calgary neighbourhoods with five or more sales in Q3 2025 saw homes sell below list price, a clear sign that…
Canada Housing Market 