Tag: credit-score
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Why Ontario’s HST Rebate Could Change The Market – What Buyers Need To Know

Housing prices and mortgage rates have pushed many Ontarians out of the market over the past two years. But a new provincial policy aims to make buying a home (especially a pre-construction home) more attainable by offering a new HST rebate structure that reduces the tax burden on buyers. If you’re a first-time buyer in Ontario or planning…
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How to Buy a House With Bad Credit in Canada (2025 Guide)

Think your bad credit is the end of your homeownership dreams? Think again. While it’s definitely more challenging, buying a house with bad credit in Canada is possible, especially in 2025, where alternative lending options and first-time buyer programs are expanding. If you’re working on rebuilding your financial profile but want to get into the market…
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First-Time Home Buyer in Canada? 2025 Programs, Grants, and Loopholes You Need to Know

Entering the Canadian housing market as a first-time home buyer in 2025 presents both opportunities and challenges. With various programs, grants, and tax incentives available, understanding these options can significantly ease the financial burden of purchasing your first home. Below is a comprehensive guide to the key initiatives you should be aware of. 1. Home…
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