Category: ontario
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Canadian Mortgage Arrears Hit a 5-Year High
Canadian mortgage arrears climbed to their highest level in five years in October 2025, according to new data from the Canadian Bankers Association (CBA). At the same time, Canada’s largest banks are holding fewer mortgages overall, a rare contraction that suggests lenders are actively reducing exposure as borrower stress builds. While headline arrears rates remain…
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Some Canadian Snowbirds Want Out of Florida, But a Weak Housing Market Is Making It Hard to Leave
For decades, Florida has been the winter refuge of choice for Canadian snowbirds. But as 2026 begins, a growing number of Canadians are rethinking their relationship with the Sunshine State. Political tensions, trade disputes, and shifting sentiment toward Canada are prompting some snowbirds to consider selling their U.S. properties, just as Florida’s housing market turns…
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Canadians Just Pushed HELOC Debt to $179B – Highest Since 2019
Canadians may not be buying as much real estate right now, but they are borrowing against the homes they already own. New Statistics Canada credit data shows home equity line of credit (HELOC) balances rose again in October 2025, pushing total outstanding HELOC debt to roughly $179.5 billion – the highest level since 2019. The…
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Canadian Housing Market Update – December 2025: Rate Cuts Fail to Revive Home Sales
November was widely expected to be a turning point for Canada’s housing market. After two consecutive interest rate cuts from the Bank of Canada, borrowing costs fell to levels many buyers had been waiting for. Instead, new data shows home sales declined across most of the country, reinforcing the idea that lower rates alone are…
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Ontario Listings of the Week (Dec 26, 2025)
If you’ve been glued to Realtor.ca lately (who hasn’t?), these Ontario listings are definitely worth a second look. From dreamy luxury homes to condos under the radar, here are 8 properties that are turning heads right now. Whether you’re a first-time buyer or just love to snoop the market, these are the top listings of the week…
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The 2026 Inflation Reality: Food Prices Are Rising Again – What That Means for Housing Affordability
Inflation may be cooling on paper, but for many Canadians, the cost of living is rising again where it hurts most – food, rent, and housing costs. As Canada heads into 2026, new forecasts show food prices increasing once again, adding pressure to households already stretched by high rents and elevated mortgage payments. While inflation…
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Best Suburbs for a 45-Minute Commute to Union Station
If you work in downtown Toronto but can’t stomach the city’s home prices, you’re not alone. Thousands of commuters are trading small condos for bigger homes in nearby suburbs, without giving up a manageable trip to Union Station. Using GO Transit schedules and average resale prices from the Toronto Regional Real Estate Board (TRREB), here…
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Greater Toronto Area Listings of the Week (Dec 17, 2025)
If you’ve been glued to Realtor.ca lately (who hasn’t?), these Greater Toronto Area listings are definitely worth a second look. From dreamy luxury homes to condos under the radar, here are 8 properties that are turning heads right now. Whether you’re a first-time buyer or just love to snoop the market, these are the top listings of…
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Ford Wants to Turn Niagara Falls Into the “Vegas of the North” With Bigger Casinos
Ontario Premier Doug Ford says his government wants to transform Niagara Falls into a bigger, year-round tourism powerhouse – with a major focus on attracting more “big, large casinos” and new entertainment-driven development. Ford announced the vision on Monday alongside Niagara Falls Mayor Jim Diodati, describing a plan the government has reportedly referred to internally…
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Rentals.ca Just Dropped Their December 2025 Rent Report – Here’s What You Need To Know
Rentals.ca and Urbanation have released their December 2025 national rent report, and the numbers point to a cooling rental market across much of Canada. From declining average rents to shifting demand and big differences across provinces, here’s a breakdown of the key trends renters and investors should be watching. National Overview Rents Fall to Lowest…
Canada Housing Market 