Toronto’s housing market can feel overwhelming, but understanding what each price point actually gets you can make the process a lot clearer. Whether you are a first-time buyer or moving up the property ladder, here is a breakdown of what different budgets typically buy across the city in 2026.
This guide covers condos, townhomes, and detached homes so you can see how far your budget goes in today’s market.
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$520k| 1127 – 20 MINOWAN MIIKAN LANE
Toronto (Little Portugal)
$629,900 | 3001 – 1 SCOTT STREET
Toronto (Waterfront Communities)
$849,999 | 54 CARNIVAL COURT
Toronto (Westminster-Branson)
$999k |79 PITT AVENUE
Toronto (Clairlea-Birchmount)
$2,595,000 | 178 GLADSTONE AVENUE
Toronto (Little Portugal)
$4,399,000 | 137 CHELTENHAM AVENUE
Toronto (Bridle Path-Sunnybrook-York Mills)
Key Takeaways
- Toronto’s entry-level homes are primarily condos under $700K
- Freehold homes usually start around $900K to $1 million
- Budget drastically changes what neighbourhoods you can access
- Townhomes and semis offer a middle ground between condos and detached homes
- Luxury options above $2 million offer more space, privacy, and premium locations
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